Thinking of Refinancing, time to REFI your mortgage? Find out here

A refinance can benefit you in a variety of ways.

Lower monthly payment

There are two ways to lower your monthly payment with your refinance.  You can simply refinance at a lower interest rate for the length of time remaining on your home loan, or you can extend the life of the loan which will add to your overall cost of the home, but lower your monthly payment.

Fixed interest rate

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If you have an adjustable rate mortgage, it is always beneficial to refinance into a fixed rate loan.  This makes your payment predictable each month, year after year.

Shorten the length of your loan

If your goal is to save money on your house, refinancing a 30 year loan into a 15 year or 10 year loan is a great option.