Kristey Ray | Accurate Mortgage Group

Kristey Ray

Email :
Cell : 615.372.4803
Office : 615.656.2826
NMLS : 944022 | Branch# 1626722
Location : Spring Hill, TN

With more than two decades in the mortgage industry, I have mastered the lending process from beginning to end. I am a highly driven mortgage banker who will make sure you get the personal service you deserve. My goal is to make the mortgage process as easy as possible for my clients. I am available 24/7 to help with anything that comes up during the process and will take the time to answer all your questions.

When I am not hard at work closing loans, you can find me on the horse trail riding my horses, or at a horse show. My other loves are college football, riding my Harley and my family. I am married to a wonderful husband and have an adult step-daughter.


“Great experience – dynamic, trustworthy and friendly! Kristey’s expertise and professionalism was recognized from the start. She found us the perfect loan program that worked within our budget and timeline (now and in the future). Kristey was also very thorough and hard working with lending and underwriting to ensure a smooth and accurate transaction.”
– Michael

“Kristey was very helpful and professional from the start. She followed through on things and it didn’t matter what time of the day I contacted her; she was always there to help. I would recommend people to her, and have done so already. We are so thankful that we chose Kristey to hep us buy our home.”
– Lisa B.

“We just closed our 5th or 6th loan with Krstey. She works tirelessly day and night to make sure our loan goes as planned. We have a few rentals in the Nashville area that we often either refinance or refinance with cash out to do updates and repairs. She seems to always be available day and night and even weekends. I’m sure I will have another purchase or refinance in the near future and w will not consider looking at anyone other than Kristey to handle our business. I have had some average experiences with other lenders, but she consistently comes through for us even with very difficult loans (investments, multi-units, cash outs, etc.). We look forward to working with her in the future. Thanks, Kristey!”
– Brandon C.

“I really enjoyed working with Kristey. She is simple the best as what she does and takes all the angst out of the process. I will continue to use her for all my mortgage/refinance needs in the future. Everything was fantastic…………the entire process was flawless.”
– D. C.