Zach Spencer | Accurate Mortgage Group

Zach Spencer

Email :
Cell : 615.398.4381
NMLS : 194803 | Branch# 1314457
Location : Murfreesboro, TN

“It is undoubtedly a great accomplishment to show someone how much you know in life, but it is even more rewarding when you can show someone how much you care.”

I have been a top-rated loan officer with Accurate Mortgage Group in Nashville, TN, since 2009. I am a firm believer in being a true consultant in helping my clients achieve sustainable financial success because my clients’ success is my passion.

I believe that when you choose a career in life, you must ask yourself what motivates you to show up to work every day. For me, developing true relationships with my clients and actually seeing the real life results of what we do for the customer is what keeps me motivated. There are few things more rewarding in my career than when a client calls to tell me they just paid off all their credit card debt and they’re on their way to financial freedom because of the refinance we just did for them, or when they send me a photo of their family enjoying their first Christmas in their first home that we helped them finance.

When you work with me and my team, we will be available to you throughout the entire process to make sure you are informed every step of the way, but it doesn’t end there. I am proud that the decisions I help my clients make have a ripple effect throughout their lives. I realize that every time a customer makes a mortgage payment, I’m most likely going to cross their mind and I absolutely take pride in being my customers “go to” mortgage consultant for life.

My wife, Kassandra, and I stay very busy with our three young children and feel blessed to live in such a caring community in Middle Tennessee. I have a musical background, and I love to collect and play instruments when I can. As a family, we love watching sports, being outdoors and spending time with our friends and family, while taking on any opportunity to get involved and contribute to our local community.


Zach and his entire team at Accurate were a total pleasure to work with. They were available around the clock whenever I needed them and made the entire process of purchasing my home simple and smooth. Can’t thank them enough for all their help!”
– Joseph

Thank you, Zach. You and your team were wonderful to work with. A refreshing change from the last time I bought a home. We will refer you to our friends.”
– Ron & Deana

“This was the second time to work with Zach. I was very appreciative when Zach worked with my time schedule constraints. I was always informed on the process through text, email and, when needed, a phone call. A very professional team handled the refinance and the process was made very easy and nearly street-free.”
– Diane

“Very grateful for Zach and his team!! I would highly recommend Zach and his team! Very professional and ethical. My loan was difficult and he made everything work great. Helped with several things above and beyond the loan process, with my realtor. The team was helpful and easy to work with. Definitely the best experience I’ve had when purchasing a home and this is my third time. Thank You, Zach, for all your hard work, and my family is very thankful that you made the process smooth for the loan on our “forever” home!”
– Christopher