Whether you're a first-time buyer or moving up to your forever home, Accurate Mortgage Group makes the purchase process simple, fast, and transparent — so you can focus on the exciting part.
No credit pull required. A licensed loan officer
will reach out within 1 business day.
In a competitive market, a strong pre-approval letter and a reliable lender are just as important as the right offer. We help you win.
Get a solid pre-qual letter fast so your agent can submit offers with confidence the moment you find the right home.
Real estate moves on its own schedule. Our team is available when you need us — including nights and weekends.
No hidden fees. We'll show you a full loan estimate upfront — principal, interest, taxes, insurance, PMI — before you sign anything.
Our team communicates directly with your real estate agent to keep everything on track and on time for your closing date.
From zero-down VA loans to jumbo financing, we have a program for every buyer.
The most flexible program for buyers with solid credit. Down payments as low as 3% with no PMI required at 20% down.
The most popular choice for first-time buyers. Just 3.5% down with a 580+ credit score. More flexible income guidelines.
The best benefit in lending for veterans and active duty. Zero down payment, no PMI, competitive rates — you've earned it.
Zero-down purchase financing for eligible rural and suburban properties. Income limits apply — great for first-time buyers in qualifying areas.
Financing above conforming loan limits for higher-priced homes. Available up to $3M+ with strong credit and reserves.
Self-employed, investor, or complex income? Our non-QM programs qualify you on bank statements, assets, or rental income.
Here's exactly what to expect when you buy a home with Accurate Mortgage Group.
Tell us about your income, assets, and goals. We'll show you what you qualify for and give you a pre-qual letter — usually within 24 hours.
Armed with your pre-qualification letter, you and your agent can tour homes and submit strong offers knowing exactly what you can afford.
Once your offer is accepted, we move to a full loan application. We'll order the appraisal and lock in your rate.
Our underwriters review your file. We proactively communicate every step so there are no surprises heading into closing.
Sign your final documents, the title transfers, and you get the keys. Get closed — and get back to life.
Sellers take pre-qualified buyers more seriously. It also helps you avoid falling in love with a home outside your budget.
Employment stability is key during the loan process. Hold off on any job changes until after your loan closes.
Opening new credit cards or buying a car can affect your debt-to-income ratio and delay or derail your loan approval.
Plan for 2–4% of the loan amount in closing costs. We'll show you every fee upfront — no last-minute surprises.
Large deposits or transfers need to be explained. Keep your funds stable and in the same accounts throughout the process.
Many buyers wait years assuming they need 20% down. The reality is very different.
Zero down for eligible veterans and qualifying rural buyers.
First-time buyers can put as little as 3% down on a conventional loan.
The most popular low-down program. 580+ credit score required.
Put down 5–10% and drop PMI once you reach 20% equity.
Tennessee and many local municipalities offer down payment assistance grants and second-mortgage programs for qualifying buyers — especially first-time homebuyers.
We work with multiple DPA programs and can check your eligibility as part of your free consultation. Many buyers are surprised to find they qualify for assistance that covers all or most of their down payment.
Ask us about:
Not sure what you qualify for? Let us check — it's free and takes 5 minutes. Many buyers leave thousands in assistance on the table simply because they didn't ask.
Check My DPA EligibilityFirst-time buyer here and I was terrified of the process. Accurate walked me through every step, got me a pre-qual letter in one day, and we closed in 28 days. The whole team was incredible.
We were in a bidding war on 3 homes before we won. Our agent said Accurate's pre-approval letter gave the sellers confidence — it made the difference. Couldn't be happier.
Used my VA benefit for the first time. Zero down, no PMI, and the team knew exactly how to handle VA requirements. Closed in 30 days on our forever home. Easiest mortgage I've had.
Get pre-qualified today — it's free, it's fast, and it puts you one step closer to the keys in your hand.