The process of refinancing is similar to the process of purchasing a home, so you will be familiar with many of the steps involved. The two keys to making a refinance successful are:
Your credit will again be reviewed by an underwriter, who will make the decision on approval of the loan program. It can be very beneficial if you have improved your credit rating since purchasing your home. The underwriter will also be looking at the current value of your home, in relation to the amount of money you want to finance.
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