Time to Refinance?

we can help determine if refinancing is right for you.

There are several good reasons to refinance your home loan, especially when interest rates have dropped. Here’s why?


You might be able to lower your monthly payment.


You could drop your mortgage insurance payment – a monthly savings.


You might be able to change from an adjustable-rate mortgage to a fixed-rate mortgage and have the same payment amount every month.


You may be able to shorten the length of your loan (for instance, go from a 30-year term to a 15-year term) and pay your home off earlier, which is frequently a significant cost-saving measure over the life of the loan.


You might be able to take cash out and use those funds to pay off higher-interest-rate debt like credit cards, or auto or student loans.


You might be able to take cash out and use those funds to renovate and possibly increase your home’s value even more.

Share your home financing goals with one of our loan advisors. We’ll run the numbers, free of charge, and see if there would be a benefit for you in refinancing. If so, we’ll help pair you with the right loan program to meet your needs.

All loans begin with the prequalification process, so what are you waiting for?