Zach Spencer
Sr. Mortgage Loan Advisor
NMLS #194803
Branch Location: Cool Springs/Franklin, TN
Branch NMLS: #407536
Call: 615.724.7841
Email: zspencer@accuratemtg.com
NMLS #194803
Branch Location: Cool Springs/Franklin, TN
Branch NMLS: #407536
Call: 615.724.7841
Email: zspencer@accuratemtg.com
Start by completing this questionnaire – online or via my app – to begin the prequalification process!
Zach is a firm believer in being a true consultant in helping his clients achieve sustainable financial success as his clients’ success is his passion.
He believes in a “small team,” approach to the lending process to serve all clients effectively. With a talented back-end operations team in place, his commitment to consistency, clarity and over-the-top communication provides a mortgage experience that a client would not typically get elsewhere.
When you work with Zach and his team, he will make sure that you understand your mortgage program in detail, you will be updated on your mortgage progress weekly without fail, and someone will ALWAYS be available to answer your calls and text messages within a reasonable amount of time.
As a Nationally Registered Mortgage Loan Originator, Zach looks forward to helping his clients wherever they may need his service, in Tennessee and beyond.
Personally, Zach stays very busy with his wife and their three young children. They are passionate about spending time together as a family while striving to positively contribute to whatever activities they may be involved in.
Zach and his team are extremely helpful and easy to work with. Definitely recommend!
Tyler D
Zach and his team are extremely professional and east to work with. The user-friendly portal was simple to use and a time saver. The team was exceptional as they kept me updated throughout the entire process. The hybrid-closing was smooth and efficient. My experience was outstanding.
Diane L
This was the best experience that I can truly say was a blessing from God. Zach Spencer worked tirelessly to get the loan that I was needing and deserving of. His team demonstrated the true definition of COMMUNICATION. They never showed that it was about them, but everything was done according to my family’s needs and desires. When I say “PERSISTENT”, it is not an over exaggeration or an understatement. Zach showed that and more. If you’re looking for a lender, this would definitely be my recommendation. Watch and see what Zach and his team can/will do for you!
Tyrone C
Zach and team kept us informed and updated every step on the way to purchasing a home. Highly recommend!
Theresa N
Great experience! Zach and the team were great and made the experience of refinancing our home stress free.
Dawn A
Excellent service. The entire team was great. Kept us in the loop and up to date on any changes or issues. very friendly and professional and very short time to close. Best of all - everything was done on line or in our home. No need to take time off from work to sign papers or close!
April H
I highly recommend Zach Spencer and his team at Accurate Mortgage in Murfreesboro. I have refinanced twice with them and was able to pay off some high credit card debt. My experience, the first and second time, with Zach Spencer and his team was the best. They are ready, willing and able to help you with all your refinancing needs as well as financing for your new home. Give them a call.
Lisa B
“Very grateful for Zach and his team!! I would highly recommend Zach and his team! Very professional and ethical. My loan was difficult and he made everything work great. Helped with several things above and beyond the loan process, with my realtor. The team was helpful and easy to work with. Definitely the best experience I’ve had when purchasing a home and this is my third time. Thank You, Zach, for all your hard work, and my family is very thankful that you made the process smooth for the loan on our “forever” home!”
Christopher
“This was the second time to work with Zach. I was very appreciative when Zach worked with my time schedule constraints. I was always informed on the process through text, email and, when needed, a phone call. A very professional team handled the refinance and the process was made very easy and nearly street-free.”
Diane
“Thank you, Zach. You and your team were wonderful to work with. A refreshing change from the last time I bought a home. We will refer you to our friends.”
Ron and Deana
“Zach and his entire team at Accurate were a total pleasure to work with. They were available around the clock whenever I needed them and made the entire process of purchasing my home simple and smooth. Can’t thank them enough for all their help!”
Joseph